Sunday, 9 December 2012

18:17

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17:43 vartika kANDULNA

Edmund Marquez | LinkedIn http://www.linkedin.com/in/edmundmarquez
Owner of Edmund Marquez Insurance. Our agency has been around for 40 years in Tucson, and specializes in Auto, Home, Commercial, Life Insurance, and ...
77865 (Marquez, TX 77865) Profile: Maps, Real Estate, Jobs, Schools
http://texas.hometownlocator.com/zip-codes/data,zipcode,77865.cfm
Marquez, TX 77865 profile with maps, aerial photos, schools, hospitals, airports, real estate MLS listings and local jobs. The map and local area search function ...
Marquez raises pace at Sepang, rides 2013 RCV | MotoGP News ...
http://www.crash.net/motogp/news/186492/1/marquez_raises_pace_at_sepang_rides_2013_rcv.htm...
Nov 27, 2012 ... MotoGP rookie Marc Marquez lowers his lap time by over two seconds during day two of private testing at ... Car Insurance · MotoGP Tickets ...
​Joseluis Marquez on Trial in Murder of ASU Student Kyleigh Sousa
http://blogs.phoenixnewtimes.com/valleyfever/2012/10/joseluis_marquez_on_trial_in_m.php
Oct 4, 2012 ... -ASU Girl Dragged by Car During Robbery Attempt Dies From Injuries Marquez, then 20 years old, was arrested more than six months later, ...
Pacquiao-Marquez 4: Who Will Win It? - Motor Trend The Drive-In ...
http://forums.motortrend.com/70/9359979/the-drive-in/pacquiao-marquez-4-who-will-win-it/in...
Enter the Motor Trend car forums to read or join the discussion for: Pacquiao- Marquez 4: Who Will Win It?.
Marquez, Texas TX - Motels, Hotels, Inns, Lodging
http://www.roadsideamerica.com/hotels_motels/hotels/us-tx-marquez.html
Displays Bonnie and Clyde's shotguns, taken from their Death Car by the Texas Rangers that ambushed them in Louisiana. ~55 miles from Marquez.
Marquez' motivation all about vindication in the ring - Chicago Tribune
http://www.chicagotribune.com/sports/sns-rt-us-boxing-pacquiao-marquezbre8b5049-20121205,0...
17 hours ago ... LAS VEGAS (Reuters) - Juan Manuel Marquez's sole motivation for Saturday's non-title welterweight clash with arch-rival Manny Pacquiao is ...
Pacquiao and Marquez both desperate for win Page 1 of 2 ...
http://www.utsandiego.com/news/2012/dec/07/pacquiao-and-marquez-both-desperate-for-win/
1 day ago ... Both Manny Pacquiao and Juan Manuel Marquez have added bulk ... the money they made would barely pay for one of their luxury cars today.
Sterling Home & Auto Insurance | Nelly Marquez-Pike | Farmers ...
http://www.farmersagent.com/nmarquezpike
Nelly Marquez Pike Ins Agency Inc. Street Address: 46950 Jennings Farm Dr Ste 100. Sterling, VA 20164. Driving Directions. Phone/Fax: Office: (703) 342-4442 ...
Juan Manuel Marquez 'happy' with performance, feels like he beat ...
http://www.azcentral.com/sports/boxing/articles/2011/11/13/20111113juan-manuel-marquez-man...
Nov 13, 2011 ... Juan Manuel Marquez 'happy' with performance, feels like he beat Manny Pacquiao, LAS VEGAS - He didn't throw as many punches. ... Still, it was not enough, as Marquez found himself in a similar place .... Cars: cars.com ...
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17:41 chitika

Car - Albuquerque Auto Accident Lawyer | Richard Marquez ...http://www.albuquerqueautoaccidentlawyer.com/car.html
Richard Marquez, Attorney at Law can represent anyone in Albuquerque with an car accident case.
Moto2: Marc Marquez start from last position - Valencia 2012 - Car ...
http://www.streetfire.net/video/moto2-marc-marquez-start-from-last-position-valencia-2012_...
Nov 11, 2012 ... 2012_18_Valencia_Marquez_race_start.flv - StreetFire.
Juan Manuel Lopez vs. Rafael Márquez - Wikipedia, the free ...
http://en.wikipedia.org/wiki/Juan_Manuel_Lopez_vs._Rafael_M%C3%A1rquez
Result, Lopez defeats Marquez via technical knockout in the eighth round ...Marquez suffered a freak injury to his right thumb when he slammed it in a car door.
Gonzalo Márquez - Wikipedia, the free encyclopedia
http://en.wikipedia.org/wiki/Gonzalo_M%C3%A1rquez
Gonzalo Márquez was killed in a car accident in Valencia, Carabobo, Venezuela, as he was returning home from a baseball game. He was 44 years old.
Jury Finds Joseluis Marquez Guilty - Maricopa County Attorney's Office
http://maricopacountyattorney.org/newsroom/2012-10-22-Joseluis-Marquez-Guilty-of-Murder.pd...
Oct 22, 2012 ... A witness who was in the car later contacted Tempe police and identified Joseluis Marquez as the driver and provided additional information ...
Mitt Romney attends Pacquiao-Marquez fight | The Desert Sun ...
http://www.mydesert.com/viewart/20121208/SPORTS03/312080007/Mitt-Romney-attends-Pacquiao-M...
8 hours ago ... CHP officer, suspect injured following car chase near Desert Hot Springs ... Juan Manuel Marquez knocked Manny Pacquiao out cold with a ...
Manny Pacquiao-Juan Manuel Marquez set to do battle for fourth ...
http://www.presstelegram.com/moresports/ci_22152939/manny-pacquiao-juan-manuel-marquez-set...
11 hours ago... in tonight s fourth fight between Juan Manuel Marquez of Mexico and Manny Pacquiao of the Philippines at MGM Grand. ... Research a car ...
Photo Gallery - Pacquiao-Marquez weigh in | UTSanDiego.com
http://www.utsandiego.com/photos/galleries/2012/dec/07/pacquiao-marquez-weigh/
1 day ago ... Boxers Manny Pacquiao and Juan Marquez weighed in for their title fight at the MGM Grand in Las Vegas on Friday, Dec. 7, 2012. On the ...
Edmund Marquez - Allstate Agent
http://agents.allstate.com/edmund-marquez-tucson-az2.html
Edmund Marquez is an Allstate Insurance Agent from Tucson, AZ offering auto insurance, home insurance, life insurance, and insurance quotes.
El Paso Home & Auto Insurance | Daniel Marquez | Farmers ...
http://www.farmersagent.com/dmarquez
Auto Insurance · Home Insurance · Life Insurance* · Business Insurance · Motorcycle Insurance ... Daniel Marquez Farmers Insurance profile image ...
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17:40

Pacquiao and Marquez both desperate for win | Auto Gallery Content http://www.sunherald.com/2012/12/07/4346395/pacquiao-and-marquez-both-desperate.html
1 day ago ... Manny Pacquiao, left, spars with Jessie Roman during training in Los Angeles, Monday, Dec. 3, 2012. Pacquiao is scheduled to fight Juan ...
MARQUEZ'S AUTO SVC CTR in Mandeville, LA 70448 - NOLA.com
http://businessfinder.nola.com/1625030/Marquezs-Auto-Service-Center-Mandeville-LA
MARQUEZ'S AUTO SVC CTR at 1042 Girod St, Mandeville, LA 70448.
Fast Car (Taio Cruz Cover) [Mister Dj Marquez Remix] {Video Edit ...
http://www.youtube.com/watch?v=ObOfkwuWJQE
Oct 8, 2012 ... my Fast Car (Taio Cruz Cover) remixed by German DJ, Markus Scholz (aka. Mister Dj Marquez) listen to the Original Mix here: ...
Dan Marquez - State Farm Agent in Portland, OR
http://www.statefarm.com/agent/US/OR/Portland/Dan-Marquez-SMB981YS000
State Farm Insurance Agent Dan Marquez (503) 253-9315 12622 NE Halsey, Portland OR, 97230-1931 for Auto, Home, Life and Financial Services in Portland .
Jury finds Marquez guilty in murder of ASU student - CBS 5 - KPHO
http://www.kpho.com/story/19741236/jury-finds-marquez-guilty-in-murder-of-asu-student
Oct 22, 2012 ... The person driving that car was Joseluis Marquez,'" said prosecuting attorney Jason Kalish. At the same time, the defense said the evidence is ...
Winner not Pacquiao or Marquez, but Mayweather - SFGate
http://www.sfgate.com/sports/article/Winner-not-Pacquiao-or-Marquez-but-Mayweather-2289546...
Nov 14, 2011 ... Marquez distraughtJust like in the draw in 2004 and the close loss in 2008, Marquez (53-6-1) ... When the fight was over, Marquez raised his hands and said he was waiting to be carried around the ... Cars · Jobs · Real Estate ...
Yolanda Marquez Estrada - Allstate Agent - EL PASO, TX ...
http://agents.allstate.com/yolanda-marquez-estrada-el-paso-tx.html
Yolanda Marquez Estrada is an Allstate Insurance Agent from El Paso, TX offering auto insurance, home insurance, life insurance, and insurance quotes.
Timberview High Mourns Following Student Car Accident ...
http://www.mansfieldisd.org/departments/communications/news/11-12/october/accident.htm
Oct 24, 2011 ... Carlos Marquez died over the weekend and Kim Pimentel passed away at an area hospital due to injuries sustained in a car accident on Texas ...
Juan Manuel Marquez knocks out Manny Pacquiao in sixth round ...
http://www.latimes.com/sports/sportsnow/la-sp-sn-pacquiao-marquez-live-coverage-20121208,0...
9 hours ago ... Juan Manuel Marquez lands a left against Manny Pacquiao during their ... Cowboys' Josh Brent arrested after teammate dies in car crash ...
Jeep Chrysler NJ Dealers - Leo Marquez- NJ Car Dealer Sales ...
http://www.pinebeltcars.com/sales-team/lakewood-chrysler-jeep-sales-team/Leo-Marquez
Pick salesman Leo Marquez at our NJ Chrysler Jeep dealer, PineBeltCars.com, to help you find your next sedan or SUV. Lakewood NJ car dealer with free ...
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96 eagles eye

builds - Marquez Design & Fabrication http://www.marquezdesign.com/builds.php
In additon to the work already in progress, the car is getting a hand shapped... more. LaRue - ORION Orion is the first build for Marquez Deisgn. It has many ...
about us - Marquez Design & Fabrication
http://www.marquezdesign.com/about.php
Marquez Design started with a vision - to design and manufacture the highest quality aftermarket parts for American muscle cars. Although we had limited ...
Marquez Car Insurance - List of Agents in Marquez, Texas
http://www.calculateme.com/car-insurance/texas/marquez.htm
Find a car insurance agent in Marquez, TX.
Marquez & Sons Quality Auto Sales Kennedale, TX, 76060 - YP.com
http://www.yellowpages.com/kennedale-tx/mip/marquez-sons-quality-auto-sales-2014618?lid=20...
Get directions, reviews, payment information on Marquez & Sons Quality Auto Sales located at Kennedale, TX. Search for other Used Car Dealers in Kennedale.
Marquez Auto Sales Fort Wayne, IN, 46802 - YP.com
http://www.yellowpages.com/fort-wayne-in/mip/marquez-auto-sales-4979505
Get directions, reviews, payment information on Marquez Auto Sales located at Fort Wayne, IN. Search for other New Car Dealers in Fort Wayne.
Marquez Auto Sales Houston, TX, 77020 - YP.com
http://www.yellowpages.com/houston-tx/mip/marquez-auto-sales-1243203
Get directions, reviews, payment information on Marquez Auto Sales located at Houston, TX. Search for other Used Car Dealers in Houston.
Edmund Marquez - Allstate Agent - TUCSON, AZ - Insurance and ...
http://agents.allstate.com/edmund-marquez-tucson-az1.html
Edmund Marquez is an Allstate Insurance Agent from Tucson, AZ offering auto insurance, home insurance, life insurance, and insurance quotes.
Marquez Auto Body, 310 K Street, Chula Vista, CA 91911 - Kudzu ...
http://www.kudzu.com/m/Marquez-Auto-Body-1534135
Reviews and ratings for Marquez Auto Body, 310 K Street, Chula Vista, CA 91911. (619) 420-8111. Get maps, directions, address and phone number for ...
Men charged after police chase from Salem to Windham » New ...
http://www.eagletribune.com/newhampshire/x2068758429/Men-charged-after-police-chase-from-S...
Jul 31, 2012 ... When the car started to pull out onto Route 28, Bolduc stopped it. The two men inside — Ronnie Ortega, 21, and Marquez Canery, 20, both of ...
Marquez Auto Repair, Addison IL 60101
http://www.merchantcircle.com/business/Marquez.Auto.Repair.630-458-8166
Marquez Auto Repair, 430 W Kay Ave, Addison, IL. Tel: 630-458-8166. Get Maps, Driving Directions, Phone #, Reviews, for Marquez Auto Repair in Addison.
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Saturday, 8 December 2012

bangalore mirror=africa-newyork

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the christmas owl

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http://www.social-auto.com/Auto_Sale/sell_cars/---04082012

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09:32

Sandeep Kandulna
cheebye21-08-2009, 10:53 AM What we sickaporeans should really do ... this is right! I have oredi planning to get a landed property in Klang, Malaysia. I have yet to buy and shit pigeon hole at this moment, because i am intending to burn my citizenship. I would like to hear some comments like is it worthwhile for me to get a shithole here and then wait for the price to go up? (not sure, if down, i have to wait some more), then i sell off the shithole together i will burn off my citizenship and move to Malaysia. To get a PR malaysia heard is not easy, although i have 2 pcs of lands in JB, but not under my name for at this moment because not wanting to be taxed and am seeking my auditor friend's help on PR matter. Everywhere we go must be alert, not only in stinkapore. Keep ur profile down, and live like a very normal person, merge into them and will be always welcome by them. Just like what someone has said, pass thru the sickapore custom, feeling oredi become so different. I share the same too. Sickapore is no more like a singapore 20yrs ago. Many things had changed, and the worst is our government is worst than a beast making our life tougher and tougher. I wish to curse them to death although is bad for me, but for all sickaporeans, i dun mind cursing them forever!!!!!!!!!!!!!!!!!!!! Fuck the pap to hell! Ok, so 2nd link is a bit different from the normal part of JB. Between me and my siblings and friends, we have been there about 30 times these 2 months and didn't encounter kopi money. 3 layers of security means there are basically 3 groups of security guards stationed at different points with 3 different barriers. Of course, security alarms plus own cctv is still a must. It just makes its a little more safer especially when there are different groups of security guards who MUST all collude in order to rob/steal from you. Add to that, the places i found, is integrated with everything. The average $$$ a person needs to start this plan may be as low as 20k SGD to pay the downpayment. Financing is pretty low given todays low interest rates and you only pay less than 1k SGD a month to finance a large freehold place. My plan is that even if i don't live there, i will rent it out. 10 years, 20 years even 50 years from now(according to some people) i will still have the land although the culture and the people may have vastly changed by then. Look long term. To answer some of the private queries, I financed it with the banks, 85-90%(90 is pretty hard but achievable) Added to that, the properties are very low priced because all of us (Singaporeans) have this perception: 1. Dangerous 2. Corrupted 3. Dangerous and corrupted If you avoid the dangerous areas and just don't be flashy as well as keep to yourself. I know of robberies and beheading happening even in Jurong area recently. Does that mean we all stay away from Jurong or does that imply the whole of Singapore is dangerous? Just take the necessary precaution, be humble and you should be fine. The prices are still low now because most Singaporeans are too timid to venture out, once enough people do so, they will pick up courage and move. Young people should start making plans, don't have to be JB. It can be any city and in any country. Just make sure you lay your plans now, as i read comments from other websites, i remember this: "Even your parents/siblings may dissuade you from leaving as they may have their own plans and agenda. Do what is right for you, especially if you have kids!" In this case, i am lucky that my spouse my parents and siblings have given their "buy in" after looking at the place. We intend to rent a jb registered car and to slowly get into their 2nd home plan which allows us to buy jb cars. Koreans/Japanese/South Africans/US/UK/Italians have all bought properties there. We are the closest to that area yet we invest the least there. Well, i am taking the plunge, always there is a need for someone to lead or die trying. Maybe i will die trying but at least i have led my life and followed my dreams. Its much better than complaining and dying a slow death compared to most people here. Consider this, if you must die tomorrow, have you truly lived today? (original quote)
2012-08-03 12:18:11
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ambAnk building mobil1

Pedang Sabil
Pokli Pwm's Photos
1) The Cafe Scams - Island Red Cafe & Stevens Corner(strange, both in Pandan Indah) - Island Red Cafe collects members RM6,000 each and promised 5% return every month and even give you a name in the ROC as a shareholder but what's the point when they run away ? Stevens Corner, the famous indian coffee shop follows due to drop of business since their renovation. They collect RM3,000 per member and promise return of RM150 monthly and plans to open nice fanchisee cafe called StevensTeaGarden. Someone mentioned they will make you sign an agreement that give them the rights NOT to pay you anything in future. If you really wish to join, ask for a copy of their agreement and consult your lawyer BEFORE paying them. Bet you will NOT get a copy. Both collect monies from new members with MLM recruitment schemes and pay the old members like Sunshine Empire. You never know when they will run away. 2) Sunshine Empire - This licensed and legal Company has an impressive office at the ground level of KUB building along Jalan Yap Kwan Seng, near Menara Public Bank and AmBank Building. They also have a showroom office at the ground level in the next building. 2 or 3 months ago, Singapore's Straits Times and The Paper published big news reminding their people to be careful and NOT to believe in them. Hope someone can put up the link or google for it.(As expected, they STOPPED paying back members now and all investors LOST their money). Someone below has put a link to the Singapore news. In fact there are more to it. Although Singapore is investigating them, they did not stop their business as the business is legal and so far, no Singaporean have failed to receive their commissions as promised. Thus, the government cannot stop them yet. The news published that the founder, director and group president is someone named James Phang but he is NOT the owner. Isn't this quite strange ? At the end of the game, James Phang can just disappear from the Company easily and claimed that he was just "employed". Such trick always happened in scam businesses. Now, the Company has STOPPED paying commissions and interests to members with the excuse that the Singapore government has freezed their bank account while under investigation. Do you think their boss will be so stupid to keep much monies in the bank to be freezed ? They are all transfered away. It's just an excuses not to pay back to members and members are only paid "e-bonus-points" which is cashless. If they wish to convert to cash, they have to recruit new members to pay them cash and the recruiter less out trom the amount. So victims act like Vampires and "forced" to victimise other victims if they wish to get their monies back. And their victims will later transform to vampires and the scam carries on..... 3) MOBILWALLET - This Company owned by 2 young men, Stanley & Rey Gan, office in Queens Avenue Park has collect multi-millions the last 2 years. Claimed that they tied up with Telekoms, Utility Board payment like Water & Electricity bills, even Maybank got fooled by them. Advertisement Billboards everywhere. They STOPPED paying back their members few months ago and the members cannot do anything because they are made to sign an agreement unaware that they have to claims if the company stopped paying them by CHANGING terms and policies. 4) Water businesses - Oxygenated and alkaline water products - Some of these are bottled water and some are filters or equipment that claimed the trick. One of the better known Company that sold "oxygen" water is SITO(supposed to stand for Selangor International Trading Organiszation and claimed Selangor State Government owned some share in it). The key person and founder is a Dato Robert Ong from Rawang but his name is no longer in the business now. Their products are sold for RM2 to RM3 for a 350ml bottle and now concentrating mostly in the Indian market. Their Chinese and Malays market are long gone since a year or 2 ago. Their customers are made to believe that their water has more oxygen and able to give miraculous effects for the body. Water is H2O, how to put more O into it ? Anyone knows how much oxygen do we breathe into our body everyday at FOC ? Latest news is that this SITO Company is going to create new label to market under a new Company since the SITO name has already gone bad. Someone informed that this Company is owing alot of money(due to refunds) to ex-stockists but just refuse to pay them. (Latest news, SITO shifted to another place and their MLM business has closed but planning to start again with a different name, beware !!) Alkaline Products - Can anyone explain how it can work for the body ? The stomach's gastric liquid is so acidic that water of any pH that goes through it will not make any difference. 5) Car Fuel Booster - K-Link, the famous scam MLM Company that sold the footpatch TAKARA, later the "cock-ring" and energy-card launched the patrol-saving pills last year. Got so hot that even grocery shops are selling for them. Recently many of these cars that used the pills are rushing to the workshops to clean the residual. Few months ago, another MLM Company launched a fuel booster gadget, claimed that saves up to 20% fuel, that is attached to the cigarette lighter. Started off well using binary plan but businese begin to fade now and most users find it NOT effective. 6) Perfumery Products(eg. Lampe Berger & Bel Air)(more details later). Lampe Berger is not so hot now in the neighbouring countries but there are still new victims every month in Malaysia. Must thanks to those who have contributed and kept the thread alive here in Kopitiam. Bel-Air have closed in Malaysia. LB is almost zero in Singapore. This perfumery product from France with over 100 years history are just bottles and fragrances(check the factory's website) but the Company marketing them in Asia claimed "aromatheraphy" products. Hong Kong TVB aired a program that exposed their scam but their members claimed that HK's TVB already apologised to them(no evidence, of course). Note that the biggest strenght in a MLM Scam is their members will go all the way to lie in order to defend for their Company. The reason is simple; these members fear that they will not be able to make their money back if the Company collapsed. Knowing that the Lampe Berger products are moving slow, they add a line of skincare products named Estebel, also claime to have over 100 years history in France.(Hardly anymore Chinese newcomers, they are now tapping the Malays in Malaysia). Mostly only Bumis active members now but their top earner Steven Yeam have already left and started a new MLM Company(see No. 21 below). http://www.lampebergertruth.blogspot.com/ 7) Energy Products(eg. stone pendants, bracelets, mattress and pillows). They use all sorts of gimmicks and demonstration to make you into believing them. They will do some tricks and demo to prove that these products really produce energy BUT is there any tricks in their demo ? So what if there really produce energy; is it good or strong enough to help the body ? Are those simple products made of some simple materials worth RM300 to up to RM3000 each ? The effect is actually PLACEBO which I will elaborate in a new thread soon.(more details later) 8) Hi-Tech products(names like bio-tech, nano-tech that claimed millions of dollars of research involved, eg Bio-Young and XKL few years ago). Most of these will claimed a professor behind them(even with name and picture of a person) or used words like "U.S.A. formula", "German Technology" or "Nanotechnology" but with no further details. If you ask for more details like the professor or factory's address, the answer will be "trade secrets". 9) Investment Schemes - SWISSCASH is the King of all. Swisscash is nearly over now but there are many similar and smaller ones that are still on.(Now, it's closed or stopped paying back members) 10) GoldQuest - This Company that claimed to be HK-based started with some non-value gold-plated coins that are sold for over RM2,000 have several names and changed products several times. QuestVacation, QuestNet, etc. They have several offices in Amcorp Mall, PJ and their key person(in fact, the owner), a Malaysian Indian was arrested last year in Indonesia for having involved in a very big Phillipines scam. Most of their overseas offices are closed or inactive but their Malaysia business is still hot, with some "energy" products.(Can someone please provide a link which showed the news that their boss was involved in a big scam in Philippines and was arrested last year ?) 11) Numerology & Fortune telling - A Company named Visiber is using MLM to sell fortune telling classes using your birthday based on Numerology fortune telling. Prpspects will be told that they need to buy a certain "number" between 1 to 9 in the form of pendants or bracelets made of silver with stainless steel or platinum plated, and sold from RM600 to RM20,000. Customers, or rather victims are mostly females from rural areas. Very hot in Penang now and a number of spin-off Companies have started. 12) MJ-Life - This Company boost of a very big background with many many years of history which is NOT true. Their people or associates may be long in business but nothing to do with their MLM launched recently. Why do I consider it a scam or bad ? New members are told to pay a sum of money(up to RM1000) and you get NOTHING for it. You only get a membership can entitle you to enjoy all sorts of special price and discounts when you have medical check-ups in their centres. They will claim all those check-ups cost more if done elsewhere. It's not true. Only the naive and those new to medical check-ups will fall victims to them. Most members who paid the money ended up with nothing. 13) Seaweed Venture Scams - 1 such Company is located in Taman Maluri, Cheras. They will ask you to invest a few thousands ringgits for their venture of growing seaweeds in East Malaysia and you are guaranteed returns. To gain your confidence further, they will tell you your investment money is secured by "insurance" or "unit trusts" & "trustees". When you ask for further documents to prove, they will give all sorts of excuses or just ignore you because they know they cannot get you. These Seaweed scam is one of the hottest now, warn all your friends about it before they are victimised. 14) MXM(previously MGM) - This is a master scam owned by a Dato Kam(Pathlab) tapping the younger group, very successful 2 or 3 years ago but since they moved to their big 10-storey office at Phileo Damansara and changed name to MXM, their business dropped. They collect members RM3,000 to RM4,000 with credit card monthly easy payment and in return you get a hospital benefits insurance from Pacific Insurance worth only a few hundred RMs together with some you-don't-need medical check-ups from their associate Company Pathlab. Also talk about fitness, lifestyles bullshit that is all worthless. 15) Gano Excel/I-Touch Life/GEW2u - This company from the north, a copycat of DXN selling Lingzhi capsules created a new Company called Gano iTouch to cash-in on the internet like e-Cosway after their Company went down the drain since the last 2 years, selling Linzhi and some no-value energy pendants and alkaline water gadgets. They provide free transport every weekend from KL to visit their Alor Star office. It did not work well and recently in mid-2009 changed name to GEW. 16) NuLife(HK) - This Company started by some HK people has been in Malaysia for more than 10 years but they have flopped in HK and Malaysia due to bad management and a product scam making use of a prosecuted American named Dr Jeffrey Bland, found guilty of false products claim. Since this case in the US leaked out and many Malaysians found out that the real boss in HK is a Steven Tang(he cheated many Malaysians in another scheme about 20 years ago) their business went down all the way. Now they claim Malaysian partners cheated them and start a new Company in Malaysia. Watch out, this new Company will come out with some investment scheme idea that will get many to lose their money. 17) Arowana Fish Breeding, Oora from Germany, Biofuel(Kompleks Maluri) etc - These are some newer scams. Arowana fish venture ask you to invest some money and give you fixed return. Biofuel will tell you their Indonesia connections(just like Sunshine Empire before using Taiwan) & Oora from Germany(I never trust those cruel Germans) that market some bio-chips and a gadget that claims to give energy and therapeutic effects of accupunture, tai-chi, yoga, etc depending how you set the toy-like gadget, wear it on your body and you get the effect later. They could not explain or provide any demonstration to prove their effectiveness. Only doctors and papers claim that I will never trust. The health effect is actually PLACEBO, which I will elaborate in a different thread. 18) Easy-Pharmax !! - How could I missed this out earlier. I thought I mentioned this until I got e-mails asking me about it. This is easily in the TOP 3 during the last 2 years. Owned by a Dato Yeap(another Dato !!) Members are tricked to invest up to RM40,000 with the false promise that the Company will use e-commerce and online selling to dispose their goods and recover their monies. It won't happen, of course. 19) Gold Investment Scheme - This is an old trick but back again by several Companies promising a GURANTEE FIXED RETURN income like many other schemes. Try to ask for a copy of their fixed return agreement and consult your lawyer. Common sense tell you any business that promises a fixed return to UNLIMITED numbers of investors, higher than bank interests must be a scam. 20) Score-A or Skor-A: This Company sells you an online program of past Malaysian examinations papers for primary and secondary school students for self-testing for up to a few hundred RMs per membership. It actually cost them nothing. Members are told to invest in a few units, again using MLM with the promise of getting rich. The same program can be purchased from Utusan for just a fraction of their price and you can get better programs. 21) NEW SCAMS : a) GRI(Global Royal International) - The boss behind this scheme is multi-billionaire James Pang(the big scammer waiting for trial in Singapore because of Sunshine Empire). Before Sunshine Empire, he operated NOP and SwissCash. This time, he is using a lot of representatives and MLM leaders since his passport is held by Singapore government and he cannot come to Malaysia. I am told that anyone who is bold enough to call himself a MLM leader in Malaysia can visit his rep in Malaysia or Singapre and they will be given at least RM5,000 as some expenses subdsidy if you are willing to market for them. b) One Community Worldwide - Tapping a mostly Bumi market and owned by Steven Yeam(SYN) and Willie Lim of Lampe Berger previously(the Chinese no longer trust them). They are selling a negative ion mattress for RM25,000 !! The same modal, I have seen before for RM2000 from Korea. If you cannot afford RM25K ??? You can buy therapy package for RM300. Don't believe in such product ? You can go for some chlorostrum(virgin cow's milk from nowhere) c) English-Learning Program Online - ESL(an online English learning program) You are asked to pay RM100 for one or 2 years usage of online learning. Started by a Malaysian Indian man by the name of Dr. Edward, this program has changed names at least 2 or 3 times since the last one year due to poor response and a lot of "technical problems". I consider it a scam because you are paying money for nothing tangible to direct-selling company through MLM and their program has been very "unstable" as my source put it.
2012-08-03 13:20:33 1 votes
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mf

Jason Mccormack
Hmmmm thinking i have too many cars maybe i should sell my cuvic and just get a bike
2012-08-03 13:52:13 2 votes
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mther fucker

Shiekh Niyaz Kulur
Wall Photos
Goods on Which Zakah is Binding = Zakah is binding on gold, which reaches 87 grams at the rate of 2.5% either in gold itself or its value. Previously, in the time of Allah's Messenger people used gold coins as Deenar and silver coins as Dirham. One Deenar weighed 87 grams (7.5 tolas). Ibn Umar and Aa'ishah (radhi allahu anhum) both transmitted that the Messenger of Allah [(saheeh) Authenticated by Shaikh al-Albanee in Saheeh Sunan Ibn Majah lil Albanee (vol: 1, no: 1448)] used to take Zakah at the rate of half Deenar on 20 Deenar or more and one Deenar on forty Deenars, i.e. 2.5% or the fortieth part. = Zakah is binding on silver when the quantity of silver reaches 612 grams (52.5 tolas) at the rate of 2.5% in silver itself or its value. Ali (radhi allahu anhu) said: "You will have to pay a fortieth part of silver as Zakah, i.e. the rate of one Dirham on every forty Dirhams (2.5%)." [(saheeh) Authenticated by Shaikh al-Albanee in Saheeh Sunan Abu Dawood Lil al-Albanee (vol: 1, no: 1390)] = Zakah is binding on ornaments made of gold and silver: Amr bin Shoaib (radhi allahu anhu) records from his father and grandfather that once a woman came to the Messenger of Allah (sallallahu alaihi wa-sallam) along with her daughter, who was wearing two gold bracelet. She was asked whether Zakah was being paid on the bracelets, and she replied in the negative. The Messenger of Allah (sallallahu alaihi wa-sallam) said: "Will you chose to wear two bracelets of Fire on the Day of Judgement? - The woman immediately discarded the gold bracelets and gave it in alms. [(hasan) by Shaikh al-Albanee in Saheeh Sunan Abu Dawood lil al-Albanee (vol: 1, no: 1382)] This is the view of Imaam Abu Hanifa, but majority of the scholars do not agree with him. The difference is merely on the jewellery of general use, since all items of general use are exempted from Zakah. However, all the scholars agree that Zakah is obligatory on those ornaments purchased with the intention of investments. NOTE: It is incorrect to combine the quantity of gold with the quantity of silver and value them for Zakah. Money: Currency is interchangeable with gold and silver. To find out the changeability of Zakah on money, the amount should be compared with the price of 87 grams of gold or 612 grams of silver (whichever is lower) and if the conditions of Zakah are liable then 2.5% of the money has to be given as Zakah. TRADE GOODS: Zakah on the Stock in trade: Amr bin Hamas from his father, narrates that he used to sell plain leather and quiver, (case for arrows). Umar (radhi allahu anhu) happened to pass by and remarked that Zakah was required to be paid. [Musnad Ahmad, al-Bayhaqee, Daraqutni (vol: 2, p: 215) and others] Zakah has to be calculated with reference to the trading stock together with the profit at the end of the year. It should be calculated as explained earlier in the case of money. The value of the goods at the close of the year is to calculated, whether it exceeds 87 grams of gold or 612 grams of silver. Goods like buildings, furniture or transport means used in trading are excluded in calculating Zakah. Goods Exempted from the obligation of Zakah. Articles of personal Use: Items of personal use like residential houses, plots of land for house construction, cars, furniture, fridge, personal weapons or animals are exempted from Zakah, regardless of their value. Abu Hurayrah (radhi allahu anhu) relates that the Messenger of Allah (sallallahu alaihi wa-sallam) states: "There is no Zakah in respect of houses and the slaves." [Saheeh al-Bukharee (vol: 2, no: 542)] Animals meant for agriculture: Abu Hurayrah (radhi allahu anhu) narrates in a lengthy hadeeth that no Zakah is payable in respect of animals which are put to some use or other. [(saheeh) - Saheeh Ibn Khuzaymah lil Daktoor Mustafa al-Azmi (vol: 4, no: 292)] Vegetables: Ali (radhi allahu anhu) relates that the Messenger of Allah (sallallahu alaihi wa-sallam) said: "There is no Zakah on (a) Vegetables, (b) Aariyat trees , (c) Grains less than 5 wasaq (725 kg), (d) Animals kept for personal us and (e) Jabah." -Â [Daraqutni (vol: 2, p: 95)] Aariyat trees are such fruit-bearing trees which a rich man may temporarily give at the disposal of a poor man to obtain benefit from.Jabah refers to a horse or even a donkey GOLD and SILVER Conditions for the payment of Zakah Every Muslim man or woman, major or minor *, sane or insane * who is a free citizen and holds total wealth exceeding the prescribed minimum limit for one full year is obliged to pay Zakah from his lawful earnings. Saheb al-Nisaab: (complete possession of the wealth): Saheb al-Nisaab means that complete wealth should be held by one particular person. The wealth should be free from the rights of other people and the owner enjoys full right to dispose and use his wealth as he wills, since Allah says: "Take from their wealth a Sadaqah " [(9): 103] Completion of One full year: Abdullah Ibn Umar (radhi allahu anhu) explains that Zakah is payable on property (in nature of wealth) which has remained in the hands of the person for one full year from the time it was acquired by him.-[(saheeh) Authenticated by Shaikh al-Albanee in Sunan at-Tirmidhee (vol: 2, no: 515)] Allah is only pleased with the Zakah which is paid from lawful earnings: Usama bin Umar (radhi allahu anhu) transmits from his father who said: "I heard the Messenger of Allah (sallallahu alaihi wa-sallam) saying: "Prayers without cleanliness are not accepted by Allah, similarly any charity from ill-gotten wealth is not accepted."- [(saheeh) - Authenticated by Shaikh al-Albanee Saheeh Sunan an-Nisa'ee (vol: 2, no: 2364)] * The Zakah on behalf of minor or insane will be paid out of his wealth by the guardian.
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saneep kandulna mirage :credit 15 rupees balance

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